Riskified

Riskified is a publicly traded, AI-powered ecommerce risk intelligence platform that helps online merchants approve more legitimate orders while shifting the financial risk of fraud away from the business itself. Its foundational product, Chargeback Guarantee, reviews transactions in real time and financially guarantees its own decisions: if Riskified approves an order that later turns out to be fraudulent, Riskified, not the merchant, covers the resulting chargeback cost. This model has defined the company's approach since its early days and remains its core differentiator against competitors that only provide risk scores without financial accountability.

Beyond Chargeback Guarantee, Riskified's platform has expanded into a fuller risk management suite: Adaptive Checkout dynamically adjusts the checkout experience per shopper, adding friction like extra verification only where risk actually warrants it, aiming to convert more legitimate customers rather than declining them by default. Policy Protect targets refund, promotion, and reseller abuse, while Dispute Resolve consolidates chargeback dispute management into one platform and Account Secure focuses on stopping account takeover attempts. Riskified's machine learning models rely on elastic linking and identity intelligence gathered across its global merchant network to deliver decisions in sub-second time, with the company reporting 2-3x stronger fraud and abuse detection versus competitors in its own benchmarks. In 2025, Riskified launched solutions specifically for AI shopping agents, aiming to help merchants distinguish legitimate agentic purchases from automated fraud as that category of ecommerce traffic grows.

Founded in 2013 by Eido Gal and Assaf Feldman in Tel Aviv, Riskified is now headquartered in New York City with additional offices including London, Singapore, and Shanghai. The company went public on the New York Stock Exchange under the ticker RSKD on July 28, 2021, priced at $21 per share. It serves major global merchants across retail, luxury fashion, travel, digital goods, and athletic and outdoors categories, including Prada, GoPro, Booking.com, Finish Line, and Rue Gilt Groupe, with customer case studies citing results like a 54% decrease in cost of fraud for Lorna Jane and a 70% decrease in chargebacks for Finish Line.

Riskified does not publish public pricing. Its core Chargeback Guarantee product typically charges a percentage of the value of orders it approves, which bundles in fraud liability coverage as part of the fee, meaning Riskified itself absorbs the cost of any chargeback resulting from a transaction it approved. Pricing also varies based on which additional products a merchant licenses (Adaptive Checkout, Policy Protect, Dispute Resolve, Account Secure). As a large enterprise-focused platform, Riskified requires prospective customers to contact its sales team directly through a demo request to receive a custom, business-specific quote.