Fiscal.ai (formerly FinChat)

Fiscal.ai, known to many investors as FinChat before its 2025 rebrand, is an AI-powered investment research platform that combines institutional-grade financial data with a conversational AI assistant. It gives investors, analysts, and finance professionals fast access to verified fundamentals, segment and KPI breakdowns, analyst estimates, earnings call transcripts, and filings for more than 100,000 global public companies, sourced from a proprietary data feed and S&P Market Intelligence.

The platform's standout feature is its AI Copilot, which lets users ask natural-language questions about any public company and receive sourced, data-backed answers rather than generic chatbot responses. Beyond chat, Fiscal.ai offers a fully customizable terminal for building dashboards, tracking watchlists and portfolios, running DCF models, screening stocks, and comparing competitors, all auto-saved and organized around what each user cares about most.

Originally launched in 2023 as FinChat, the company rebranded to Fiscal.ai in mid-2025 alongside a $10 million Series A round, expanding its ambitions from a chat-first tool into a broader financial data terminal and API/MCP platform for developers and institutions. It now serves both individual investors and institutional clients, with over 350,000 registered users and data partnerships powering fintech platforms worldwide.

Fiscal.ai is best suited for fundamental investors, equity analysts, portfolio managers, and finance teams who want to speed up research without sacrificing data accuracy. It is less suited to active day traders or anyone needing real-time intraday charting, since its focus is fundamentals and long-form research rather than live trading data.

Fiscal.ai offers a free tier with limited AI Copilot prompts, basic financial data, and one dashboard, letting users evaluate the platform before upgrading. Paid plans (pricing and tier names have shifted since the FinChat era; the old Plus tier is now Pro and old Pro is now Max) include Pro at roughly $49/month ($468/year billed annually) with expanded prompts, more dashboards, deeper historical data, and analyst estimates; and Max at roughly $99/month ($948/year billed annually) with unlimited AI prompts, full data export, custom branding, and document uploads. Enterprise/API and MCP access for institutions and platform builders is available on a custom-quote basis. Annual billing generally saves around 20% versus monthly.