AI Tool Comparison
Comparing as AI Investment & Market ResearchKoyfin vs Fiscal.ai (formerly FinChat)
Koyfin
VS
Fiscal.ai (formerly FinChat)
Verdict by Category
Detailed category analysis is not available for this comparison.
Detailed Comparison
Feature
Koyfin
Fiscal.ai (formerly FinChat)
Pricing
FreemiumKoyfin offers a Free plan with 2 years of financials, 1 year of estimates, advanced charting, market and macro dashboards, 2 watchlists/screens, and limited company snapshots and news. Plus is $39/month (or less billed annually) and adds 10-year financials and estimates, ETF holdings, stock and ETF screeners, unlimited watchlists, screens, and dashboards, and premium news/filings/transcripts. Premium is $79/month and adds advanced portfolio analytics, unlimited custom data and formulas, custom financial templates, and ETF valuation. Advisor Core is $209/month for essential client reporting, model portfolios, 10 client proposals/reports per month, 1 custodian integration, and mutual fund data/screener. Advisor Pro is $299/month and adds short and leveraged model portfolios, 200 client proposals/reports per month, custom report pages, multiple custodian integrations, PDF broker statement upload, PMS integrations, US SMAs, and priority support. Custom Teams pricing is available for larger organizations. All paid plans offer a 30-day money-back guarantee, and advisory firms under $100M AUM can apply for a 50% discount.
FreemiumFiscal.ai offers a free tier with limited AI Copilot prompts, basic financial data, and one dashboard, letting users evaluate the platform before upgrading. Paid plans (pricing and tier names have shifted since the FinChat era; the old Plus tier is now Pro and old Pro is now Max) include Pro at roughly $49/month ($468/year billed annually) with expanded prompts, more dashboards, deeper historical data, and analyst estimates; and Max at roughly $99/month ($948/year billed annually) with unlimited AI prompts, full data export, custom branding, and document uploads. Enterprise/API and MCP access for institutions and platform builders is available on a custom-quote basis. Annual billing generally saves around 20% versus monthly.
Categories
AI Business & Finance ToolsAI Data & Analytics Tools
AI Business & Finance Tools
Summary
AI-assisted investment research platform with dashboards, charting, and portfolio analytics
AI-powered investment research terminal for global equities, formerly FinChat
Koyfin Pros & Cons
Pros
- Institutional-grade data at a fraction of Bloomberg Terminal's cost
- Highly customizable interface that adapts to individual research workflows
- Strong free tier that is genuinely usable for beginners
- Deep equity screener with thousands of filter criteria
- Dedicated advisor tools for client reporting and model portfolios
Cons
- Mutual fund data is limited to Advisor-tier plans
- Some users report the charting tools could be more polished than competitors
- Steeper learning curve for casual investors compared to simpler apps
- No dedicated tax-loss harvesting or automated tax-lot optimization tools
- Higher-tier advisor plans get expensive for smaller practices
Fiscal.ai (formerly FinChat) Pros & Cons
Pros
- AI Copilot gives sourced, citation-backed answers instead of generic AI output
- Deep segment and KPI data not easily found on competing platforms
- Institutional-quality data verified by human equity analysts
- Generous free tier for evaluating the platform before paying
- Significantly cheaper than Bloomberg-style terminals
- API and MCP access for developers and AI-agent builders
Cons
- Not designed for active day traders or intraday/technical trading
- No live real-time price quotes or Level 2 market data
- No native mobile app currently available
- Interface and financial jargon can be a learning curve for beginners
- Full historical data (20 years) limited in places due to data licensing agreements