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AI Tool Comparison

Comparing as AI Code Editors & IDEs
CodeGPT vs Cursor

Compare features, pricing, pros & cons, and user ratings to decide which AI tool is best for your needs.

VS
CodeGPT official logo and brand icon

CodeGPT

Freemium
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Cursor official logo and brand icon

Cursor

Freemium
Visit WebsiteFull Review

Verdict by Category

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Feature & Spec Matrix

Detailed Comparison23 Criteria

Complete side-by-side breakdown of specifications, capabilities, and feature parity

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Feature / Spec
CodeGPT
CodeGPT
Cursor
Cursor
Pricing Model
FreemiumCodeGPT has a free plan at $0 per month. It includes 10 daily interactions on Economy models, a $1.00 welcome credit for premium models, unlimited use with your own API keys, and the option to buy top-ups without a subscription. The Professional plan is $10 per month, or $9 per month billed yearly ($108 per year). It adds unlimited Economy models, unlimited autocomplete, access to premium models such as Claude, GPT and Gemini, and a monthly allowance for premium tasks. The Teams plan is $30 per user per month, or $27 per user per month billed yearly ($324 per seat per year). It adds pooled team credits, centralized billing and an admin dashboard with usage stats. Prices come from the official site and may change.
FreemiumCursor's Hobby plan is free with no credit card required, offering limited Agent requests, limited Tab completions, and access to Composer. Pro costs $20/month and includes extended Agent limits, generous Grok and Composer limits, access to frontier models, MCPs/skills/hooks, cloud agents, and a $20 monthly credit pool for premium model usage. Pro+ costs $60/month with roughly 3x Pro's usage limits and a larger credit pool (~$70). Ultra costs $200/month with about 20x Pro's limits, a ~$400 credit pool, and priority access to new features. Teams Standard costs $40/user/month and adds centralized billing, a team marketplace, Bugbot code reviews, shared cloud agents, usage analytics, team-wide privacy mode, and SAML/OIDC SSO; Teams Premium costs around $120/user/month with roughly 5x Standard's included usage. Enterprise is custom-priced and adds pooled usage, invoice/PO billing, SCIM seat management, repository/model/MCP access controls, audit logs, and an AI code tracking API. Annual billing saves approximately 20% across all paid plans, and all prices are exclusive of applicable taxes.
Starting Price
Difference
$0 Free — Pro $10/mo — Teams $30/user/mo
$20/mo (Pro) or $40/user/mo (Business)
Free Plan & Trial Scope
Difference
Free plan with 10 daily interactions on Economy models, a $1.00 welcome credit for premium models, and unlimited use with your own API keys.
Free Hobby tier includes 2-week Pro trial, 50 fast premium requests, 2,000 completions, and standard codebase indexing
User Rating Score
Unrated
Unrated
Ideal Workflow / Use Case
Difference
Developers who want a model-agnostic AI coding agent inside VS Code or JetBrains, with their own keys or pooled team credits
AI-native full-stack software development, autonomous multi-file refactoring, fast code generation, and intelligent codebase Q&A
Enterprise & Scalability
Difference
Teams plan with pooled credits, centralized billing and an admin dashboard with usage stats
Composer (autonomous multi-file project scaffolding and refactoring), Shadow Workspace for speculative execution, @Codebase semantic indexing, multi-model switcher (Claude 3.7 Sonnet, GPT-4o, DeepSeek R1), inline AI autocomplete (Cursor Tab), and Privacy Mode (zero code storage or training)
Core Categories
AI Coding Assistants
AI Coding Assistants
Coding agent for VS Code and JetBrains IDEs
Supported
Supported
Works with Claude, GPT, Gemini, Grok and open models via Ollama and LM Studio
Supported
Supported
Bring your own API key or use CodeGPT credits
Difference
CodeGPT Advantage
Not listed
Reads the codebase and proposes an editable plan before coding
Difference
CodeGPT Advantage
Not listed
Step-by-step approval before changes and terminal commands
Difference
CodeGPT Advantage
Not listed
Unlimited autocomplete on paid plans
Difference
CodeGPT Advantage
Not listed
MCP support for external APIs, docs and databases
Difference
CodeGPT Advantage
Not listed
Project rules and live context-usage tracking
Difference
CodeGPT Advantage
Not listed
Cloud agents that build, test, and demo features in parallel in the background
Difference
Not listed
Cursor Advantage
Tab autocomplete with context-aware, whole-function code suggestions
Difference
Not listed
Cursor Advantage
Cursor CLI for AI-assisted coding directly in the terminal
Difference
Not listed
Cursor Advantage
Bugbot for agentic, automated code review on pull requests
Difference
Not listed
Cursor Advantage
MCP, skills, and hooks support for extending agent capabilities
Difference
Not listed
Cursor Advantage
Slack and GitHub integrations for delegating tasks from chat and PRs
Difference
Not listed
Cursor Advantage
Scheduled automations that run agents on triggers to maintain and fix code
Difference
Not listed
Cursor Advantage
Team marketplace for sharing internal rules, skills, and plugins
Difference
Not listed
Cursor Advantage
CodeGPT icon

CodeGPT Pros & Cons

Pros

  • Model-agnostic, so you are not locked into one vendor
  • Unlimited use with your own API keys even on the free plan
  • Low entry price at $10 per month for the Professional plan
  • Approval steps give control over edits and terminal commands
  • Available in both VS Code and JetBrains IDEs

Cons

  • Free plan is limited to 10 daily interactions on Economy models
  • Premium model usage is capped by a monthly allowance on the Professional plan
  • The 2M+ installs figure counts installs, not active users
  • Less widely adopted than GitHub Copilot or Cline in the open-source community
  • Company also sells unrelated business AI services, which can blur the product focus
Cursor icon

Cursor Pros & Cons

Pros

  • Deep AI-native integration rather than a bolted-on plugin experience
  • Free Hobby tier available with no credit card required
  • Wide model choice across OpenAI, Claude, Gemini, Grok, and in-house Composer models
  • Autonomous cloud agents can work tasks end-to-end in parallel
  • Privacy Mode guarantees code isn't used for model training when enabled
  • SOC 2 certified with strong enterprise governance and access controls

Cons

  • Credit-based billing means heavy agent or premium-model usage can exceed the base plan quickly
  • Ultra tier is expensive at $200/month for power users
  • As a VS Code fork, some proprietary VS Code extensions may not be fully compatible
  • On-demand overage costs beyond included credits are billed in arrears and can surprise new users
  • Enterprise pricing and invoice billing require contacting sales rather than transparent self-serve rates
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