AI Tool Comparison
Comparing as AI Code Editors & IDEsCursor vs Zed
Compare features, pricing, pros & cons, and user ratings to decide which AI tool is best for your needs.
Cursor
VS
Zed
Verdict by Category
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Detailed Comparison
Feature
Cursor
Zed
Pricing
FreemiumCursor's Hobby plan is free with no credit card required, offering limited Agent requests, limited Tab completions, and access to Composer. Pro costs $20/month and includes extended Agent limits, generous Grok and Composer limits, access to frontier models, MCPs/skills/hooks, cloud agents, and a $20 monthly credit pool for premium model usage. Pro+ costs $60/month with roughly 3x Pro's usage limits and a larger credit pool (~$70). Ultra costs $200/month with about 20x Pro's limits, a ~$400 credit pool, and priority access to new features. Teams Standard costs $40/user/month and adds centralized billing, a team marketplace, Bugbot code reviews, shared cloud agents, usage analytics, team-wide privacy mode, and SAML/OIDC SSO; Teams Premium costs around $120/user/month with roughly 5x Standard's included usage. Enterprise is custom-priced and adds pooled usage, invoice/PO billing, SCIM seat management, repository/model/MCP access controls, audit logs, and an AI code tracking API. Annual billing saves approximately 20% across all paid plans, and all prices are exclusive of applicable taxes.
FreemiumZed offers three tiers. Personal is $0 forever, including 2,000 accepted edit predictions per month and unlimited use with your own API keys or external agents like Claude Agent and Codex CLI. Pro is $10/month with unlimited edit predictions, $5 of included tokens, and usage-based billing beyond that at API list price plus 10%, billed either at month-end or per $10 of overage incurred, whichever comes first; a two-week free trial with $20 of token credits is available (Anthropic's Opus models are excluded from the trial). Business is $30 per seat per month with no minimum seat count, adding org-wide AI model policies, data governance controls, role-based access controls, and unified spend visibility across the organization; order form contracts are available at 25+ seats. Business does not currently offer a free trial, and SSO, SAML, and SCIM are planned but not yet available.
Categories
AI Coding Assistants
AI Coding Assistants
Summary
AI-native code editor with autonomous agents for building software
A minimal, GPU-accelerated code editor built for speed and AI collaboration
Cursor Pros & Cons
Pros
- Deep AI-native integration rather than a bolted-on plugin experience
- Free Hobby tier available with no credit card required
- Wide model choice across OpenAI, Claude, Gemini, Grok, and in-house Composer models
- Autonomous cloud agents can work tasks end-to-end in parallel
- Privacy Mode guarantees code isn't used for model training when enabled
- SOC 2 certified with strong enterprise governance and access controls
Cons
- Credit-based billing means heavy agent or premium-model usage can exceed the base plan quickly
- Ultra tier is expensive at $200/month for power users
- As a VS Code fork, some proprietary VS Code extensions may not be fully compatible
- On-demand overage costs beyond included credits are billed in arrears and can surprise new users
- Enterprise pricing and invoice billing require contacting sales rather than transparent self-serve rates
Zed Pros & Cons
Pros
- Exceptionally fast, GPU-accelerated Rust editor with near-instant startup and low input latency
- Free Personal plan allows unlimited AI usage with your own API keys at no extra cost to Zed
- Native real-time multiplayer collaboration built into the core editor, not a plugin
- Open Agent Client Protocol (ACP) lets developers bring virtually any agent or model into the editor
- Fully open source, so the codebase can be inspected, extended, and self-hosted
Cons
- Much smaller extension ecosystem (roughly 800) compared to VS Code's 50,000+
- No codebase-wide AI indexing like some competitors, limiting AI context to file-level and open project scope
- SSO, SAML, and SCIM are planned but not yet available, limiting appeal for larger regulated enterprises
- Pro's $5 included token credit is modest and can be exceeded quickly with heavy agentic use, triggering usage-based billing
- Business plan has no free trial, unlike the Pro plan's two-week trial